Planning to buy a new motorcycle and are looking for a motorcycle loan/motorcycle finance in Dubai, Abu Dhabi, Sharjah or any other emirate in the UAE, let us run you through the process.


Once you narrow down on the motorcycle you want to buy, you can either apply for finance through your own bank or get a motorcycle loan via the dealership you are planning to buy from. Most manufacturers have a tie up with banks who will provide a motorcycle loan/finance for a new motorcycle. Ducati for example will help you secure a motorcycle loan through their partner banks, HSBC and Dubai Islamic bank. Harley Davidson too has a tie up with HSBC and some more banks. Same is the case for BMW, Triumph, Moto Guzzi, Aprilia, Yamaha, Suzuki, etc.

If for some reason the manufacturer you choose is unable to assist, you can contact your bank or any of the above mentioned bank for a loan. There are some riders who also opt for a personal loan and then pay for the motorcycle in cash. The advantage of doing this is the ability to sell off the motorcycle quickly if you have to rather than go over the whole process of cancelling the loan before selling it in the used motorcycle marketplace.

The documents you need are pretty straight forward. You will need a quotation from the dealership, your passport and visa copy, bank statement for the last six months, salary transfer letter from your employer, Emirates ID copy and a copy of your driving licence. Please note that the issuing bank might ask for additional paperwork if they need more details.

However, if you are planning to buy a used motorcycle, there is currently no bank that we know of who gives out a used motorcycle loan. A personal loan is your best bet here.